I know you all have been dreaming about using that credit card to buy say your new Ferrari or new house. Well here are a few options for you to dream of.

 World’s most exclusive credit cards

As a piece of wealth oneupmanship it is barely subtle, but highly effective. Picture this: you’ve just finished dinner at the Fat Duck or Gordon Ramsey’s place on Royal Hospital Road or the River Café.

As the ritual over who pays plays out, you play your trump card - a little purple rectangle of plastic - Coutts’ by-invitation-only credit card. It is the one said to be held by celebrities like Victoria “Posh” Beckham and royals, including the Queen. It whispers wealth like no other. Game, set and match.

And where there is wealth there are bankers. Credit cards for the extremely rich, or at least extremely credit worthy, have become the latest big bank passion in the UK.

via ms.co.uk